Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

COMPARE: Types of Savings Accounts ANALYZE: Household Debt and Credit Report MOVE: Up and Down with Credit Scores If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? FINE PRINT: Checking Account Statement MOVE: Your Tax Dollar in Action Which savings strategy is most effective? INTERACTIVE: Online Bank Simulator MOVE: Let's Make a Mutual Fund CALCULATE: How Much House Can You Afford? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" INTERACTIVE: Compounding Cat Insanity Do consumers send more money on Venmo or spend more money on Amazon? INTERACTIVE: Bummer! PLAY: Organize Budget Expenses INTERACTIVE: Invest with STAX! What percent of students receive scholarships or grants for college? What source of funding is used most often to start new businesses? PLAY: The Bean Game CALCULATE: Impact of Credit Score on Loans CALCULATE: Debt Avalanche v. Debt Snowball How much does a texting while driving ticket increase auto insurance premiums? PROJECT: Credit Protections - You Be the Teacher CALCULATE: The Math Behind Your Federal Taxes ANALYZE: A FAFSA Submission Summary COMPARE: Which Repayment Option is Best? RESEARCH: Professional Certifications MOVE: Inflation Over Time PLAY: Roll with the Market CALCULATE: Return on Your College Investment RESEARCH: Credit Protections What is the average credit card debt held by Gen Z? MOVE: What Determines Your Insurance Premium? PLAY: Budget Frenzy! You Just Gotta Habit! CALCULATE: The Cost of Auto Loans When the Mean is Nice FINE PRINT: Financial Aid Package PLAY: Types of Car Insurance INTERACTIVE: Living Paycheck to Paycheck ANALYZE: Dollar Cost Averaging What's the average credit score needed to rent an apartment? How much more likely is a business to launch if the founder creates a business plan? MOVE: Types of Employment ANALYZE: Inequalities in Investing PLAY: It Costs HOW Much? What are the top 3 types of products/services Gen Z is most likely to splurge on? FINE PRINT: Schumer Box What percent of new businesses are still operating after 10 years? What percent of Americans with credit card debt have carried a balance for over 1 year? CREATE: Personalized Productive Gap Year Plan MOVE: Credit Musical Chairs

DESMOS ACTIVITIES

AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Writing Equations in Standard Form AMPLIFY: Real World Linear Inequalities AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Investing and Exponential Change AMPLIFY: Linear Growth Patterns AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Point Collector: Lines AMPLIFY: Growth of Savings vs Investments AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Complex Systems of Inequalities AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Exponential Growth in Circles AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Chance Experiments AMPLIFY: Systems of Two Linear Equations AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Exponential Regression in Investing AMPLIFY: Card Sort: Linear Systems AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Credit Dot Plots AMPLIFY: Prize Wheel Puzzle AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Create a Histogram AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Card Sort: Conditional Probability AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Linear Equations in Standard Form AMPLIFY: Growth Factor and Investments AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Histograms and Box Plots of Housing Costs